Why Enterprises Build with PayCloud
The Same Experience on Every Phone
Cardholders on Android get the credential experience that Apple SE TSM delivers on iPhone, under the same brand.
Keys Refreshed from the Cloud
The keys that protect each tap are replenished from the cloud, so every credential stays protected through everyday use.
One Platform for Both
Android and Apple credentials share one lifecycle, one key management system, and one foundation.
Built for every Android tap
Benefits for Businesses
Reach Every Cardholder
Serve cardholders on Android and iPhone with one program instead of two, so every customer gets the same credential experience under your brand.
One Team, Two Platforms
Manage Android and Apple credentials from one place, with one set of lifecycle tools, so a single team runs the whole program across both.
No Chip Dependency
Eliminate badge printing, distribution, replacement, and deactivation workflows — reducing administrative overhead and improving onboarding speed.
One Security Approach
Unified Key Management protects the keys behind Android credentials the same way it protects iPhone credentials, so security stays consistent.
Credentials Stay Current
Keys refresh from the cloud as the credential is used, so protection keeps pace with everyday taps without any action from cardholders.
A Clear Path to Launch
Plan on six to twelve months from planning to launch, with PayCloud specialists beside your team for scoping, testing, and rollout.
Frequently Asked Questions
How is Android HCE different from Apple SE TSM?
Apple SE TSM places the credential in the secure element chip on Apple devices. Android HCE uses host card emulation, which lets an Android phone act as a contactless card through its operating system, with keys replenished from the cloud.
How does host card emulation protect the card?
Two ways. Each card is provisioned as a device token, so the real card number never travels with the payment, and the keys that protect each tap are replenished from the cloud and governed by Unified Key Management.
Which credentials can Android HCE deliver?
Payment cards, employee badges, hotel room keys, student and campus credentials, corporate IDs, and loyalty, all managed from the same platform as your iPhone credentials.
Which phones does it work on?
Android phones with NFC, the short-range radio behind every contactless tap. A PayCloud specialist confirms device coverage for your program during scoping.
Can we manage Android and iPhone credentials together?
Yes. Both run on PayCloud Provision™, with one lifecycle and one key management system, so your team runs a single program across both platforms.
How do we get started?
Plan on six to twelve months from planning to launch. Many organizations begin with a TCT engagement, meaning training, consultancy, and test tools, then add platform modules.
Our Trusted Partners & Collaborators
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